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  • I believe that through knowledge and discipline, financial peace is possible for all of us. (Dave Ramsey)
  • We are programmed to succeed from birth but we deprogram ourselves with beliefs (Daniel Marques)
  • You get in life what you have the courage to ask for. -Nancy D. Solomon

About Us

Licensed in 2007, Nicole started at HBW as an agent selling life insurance. She was an avid researcher “Everything Insurance”, and quickly understood that Insurance is one of the biggest businesses in the world. She has tried everything imaginable to make it in that business, from knocking on people doors, prospecting at bus stop, and in front of marketplaces. She does it all, and by that approach she has helped hundreds of families. The boomerang effect of helping others is that she has helped her family more she could ever have imagined.

Born and raised in Haiti, Nicole is married and has 3 daughters. As a former correspondent Journalist of “Voice of America” her passion is to communicate to others the necessity of protecting their family, and to plan for their retirement. Nicole is also keen to recruit other people to do the same as she has done.

Nicole majored in computer science, business Administration, and marketing. She used those 3 skills to propel her business to the highest level.

Nicole is a founding principal of Excelsior Marketing Insurance and Marketing Services, she also has a 220 license.

Nicole loves selling insurance and protecting families’ income, she also enjoys the freedom and financial pleasure that the insurance business offers. She always asks what other trade, or college degrees can someone have in 40 hours, for less than $400 and in less than 10 years enjoy a six figure salary? Only Insurance can do this.

Michelle, her daughter, now 22 years old, is in college at UCF Orlando and also studying to get licensed to become part of that beautiful business.